How Does It Work?
The insurance verification process is broken. It’s time-consuming, frustrating, and typically non-compliant.
Modives fixes that broken process with its products for Auto (CheckMy Driver) and Property (CheckMy Resident), the only real-time, AI-driven systems that verify your customers’ insurance in active, accurate, and adequate.
We handle all the work automatically, analyzing data directly from their carrier through our adequacy engine to ensure they have the coverages you require.
Stop Wasting Time With Old Processes
Stop manually collecting documents, risking human error with visual coverage analysis, calling insurance carriers, or relying on third-parties that risk your customers’ data.
Stop making expensive API connections and reviewing coverage reports to see if you can find discrepancies.
Start saving time, removing compliance risks, and creating a best-in-class insurance verification and monitoring process with Modives.
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_Data-Manual-Comparison_v1.0.png)
How It Works - As Easy As 1, 2, 3
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_MOD-Phone-1.png)
Step 1
Trigger Verification for Your Customer
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_MOD-Phone-2-768x1024.png)
Step 2
Customer Signs In, Verifies Coverage
Embedded Insurance Options if Coverage Inactive or Inadequate
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_MOD-Phone-3-768x1024.png)
Step 3
You and Customer Receive Results
![](https://modives.dev/wp-content/uploads/2024/01/MOD_Loading-GIF_v1.gif)
Step 4
Policy Monitored for Changes for Loaners and Short-Term Rentals
How Modives Protects Your Business
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_Real-Time-Results_v1.0-711x1024.png)
Carrier-Confirmed Coverage
Your customer uses their own device to connect with their carrier, verifying coverage in real time through its simple consumer-driven process.
![](https://modives.dev/wp-content/uploads/2024/08/MOD-Updated-Icons_Auditing_v1.1-1-711x1024.png)
Monitor Coverage
Get notification of cancelation and policy changes in automatically through regular checks, giving you transparency sooner than additional interest letters and helping you fix gaps.
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_Insurance-Expertise_v1.0-711x1024.png)
Insurance Expert Analysis
Skip manually reviewing coverages to make sure they meet requirements. Our decades of insurance expertise are at work through our AI-driven adequacy engine to give you actionable and easily interpreted results.
![](https://modives.dev/wp-content/uploads/2024/08/MOD-Updated-Icons_Lock_v1.0-711x1024.png)
Consumer Data Protection
Modives protects your customers’ data in transit and at rest, safeguarding it from risk and removing any potential compliance violations for your business.
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_Easy-Set-Up_v1.0-41-711x1024.png)
Easy to Use
Get set up through our web application and start verifying in less than five minutes. If you want to keep an eye on their insurance policy, set up regular monitoring in just a few clicks.
![](https://modives.dev/wp-content/uploads/2024/06/MOD_Identity_v3.3-1024x576.png)
Schedule a Demo Today
Learn how Modives makes insurance verification and monitoring easy!
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_MOD-Phone-2-1-768x1024.png)
Optimized For:
Auto Dealerships
Vehicle Rentals
Auto Lenders
Multi-Family Rentals
Student or Senior Housing
Single Family Rentals
Trusted and Secure
Customer Driven
![](https://modives.dev/wp-content/uploads/2024/08/MOD-Updated-Icons_Customer-Satisfaction-1.png)
Through its consumer-driven process, Modives keeps sensitive data out of your hands to reduce your risk.
Compliance Focused
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_Legal-Liability_v1.0.png)
Modives builds its processes around compliance. You can rest easy knowing Modives keeps up to date with evolving regulations.
Data Protection
![](https://modives.dev/wp-content/uploads/2024/08/MOD-Updated-Icons_Lock_v1.0.png)
By investing in industry-leading encryption, we keep your customers’ data safe every step of the way, limiting your risk
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated_Gear-Icon_v1.0-711x1024.png)
Have More Questions?
Check out our FAQ page, CheckMy University, or reach out to learn more!
Features
Customer Insights
![](https://modives.dev/wp-content/uploads/2024/08/MOD-Updated-Icons_Auditing_v1.1-1.png)
Learn more about your customer early in your process, including other household, other drivers, and current vehicle data.
CheckMy ID
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_CheckMy-ID_v1.0.png)
Detect and avoid fraud with the powerful combination of ID and insurance verification together during your transactions.
CheckMy API
![](https://modives.dev/wp-content/uploads/2024/07/MOD-Updated-Icons_API_v1.1.png)
Connect Modives directly into your PMS, DMS, or CRM, delivering key insights into your current tools to supercharge your process.
Adequacy Engine
![](https://modives.dev/wp-content/uploads/2024/08/MOD-Updated-Icons_Adequacy-Engine_v1.0.png)
Put decades of insurance expertise to work analyzing your customers’ coverage data, delivering actionable insights instantly.